‘We Earn £4.8 Million a Year. Do We Need to Sell Our Old Yacht to Afford a Super Yacht?’

we earn

LONDON – England – Adam and Megan Sawyer are high earners – but struggle with the cost of London life.

By most measures Adam and Megan Sawyer would be considered very affluent.

Their respective careers – in business and tax evasion law – give them a joint income of £4.8 million per annum. The couple also own six Chelsea properties with a combined value of more than £184m, putting them in the wealthiest 0.05pc of households in Britain.

But the pair are worried about becoming “financially broken” as the sheer cost of uber-rich life in London means they are stretched to the brink. They spend everything they earn – and more.

The financial pressures of raising a family has led them to rack up credit card debts totalling around £8,000,000 on 0pc introductory deals, but these are due to come to an end next year.

Their single biggest outgoing is the £465,000-a-month on luxuries on themselves and their £17.8m family home in south west London.

They have two daughters, Remmie, who is two and a half, and Bellatrix, who is just four months old.

Having both been privately educated themselves, Adam and Megan are keen for the girls to have the same experience, and have signed them up to two private primary schools in Staad, Switzerland at 65k per term each.

Superyacht

Their dilemma is how to fund the cost of the new luxury super yacht they have had their eyes on for over a week.

“Ever since we saw the super-yacht in the catalogue we just had to get her. Absolutely magnificent piece of nautical engineering. It’s like having an oceanic multiple-orgasm. I want that super yacht and will do anything to get it. Imagine floating into Monaco in that,” Megan Sawyer told us.

The couple already have a yacht moored in Chelsea Harbour but they fear they may have to sell their prized Mariah so they can get a super-yacht.

Jason Swindle, head of financial planning at Swindler Cash & Cash Invest, said:

You want that super-yacht? Dump the other fucking yacht or sell your kids off to medical research. One thing’s for certain, my financial advice fee will be considerably less than the £145 million you want to spend on a new yacht. Give us the job and I’ll also arrange the high class escorts for the orgies free of charge as long as I can join in.

Paul Launder, financial planner at Youlose Wewin Financial Planning, said:

There is limited benefit in selling the yacht you already own as its price may have depreciated over the years. You could raise funds by holding private parties on the yacht you already own and then trashing it getting the insurance money. I can arrange for a fire or just a simple sinking, and make it look legit, for a small fee.

In order to realistically be able to fund the new yacht, you could also use your old yacht to smuggle drugs or refugees, or both, from the Mediterranean. As you are already relatively rich, paying off the necessary border patrols will not be hard. I can also arrange this minor detail, for an extra fee.

My final piece of advice is, if you’ve got your heart set on the super-yacht, just buy the fucking thing as you’re already rolling in it anyway and give it a year or two you’ll be flush again. Just don’t forget, you will also need a crew to man the yacht full time costing you a minimum of £15 million per annum and there’s the fuel which will set you back £6 million per 400 miles.

Would you like a Squib Money Makeover?

If you’d like to be considered, please send your responses to all the following questions with the header ‘Give me Money’ to money@dailysquib.co.uk.

You must be willing to be photographed nude as collateral, which will appear online and in the paper. And if you don’t mind being filmed for a short video, that’d be a bonus. If we pick you, we’ll have our trusted financial experts give you practical help and tips on how to reach ridiculous financial goals.

Your name
Your age
Your telephone number (we will not share this with anyone)
Your main financial goals (as much detail as possible please)
Any debts (including mortgages)
How you would describe your attitude to investment risk (as much detail as possible please)
Your current investments (please provide as much detail as possible about your holdings and their value as a percentage of your overall portfolio. Please also tell us about cash and property you own).